Financing for Houston Homeowners
Get the project done now — pay over time.
New LP SmartSide siding or a custom Urban Shed shouldn't have to wait for the right month. Check your financing options in minutes and start your project with a monthly payment that fits your budget.
No impact to your credit score to check.
15 years building backyards - 500+ projects - Licensed Urban Sheds builder
Licensed
Urban Sheds Builder
LP SmartSide Certified Installer
Full 50-year warranty
15 Yrs · 500+ Projects
Houston & surrounding areas
★★★★★ on Google
5-star rated
How Financing Works
Three steps to your monthly payment
We've partnered with HFS Financial so you can fund your project without draining savings. The whole process is online, and checking your options won't affect your credit.
1
Check your rate
Answer a few quick questions through HFS Financial. It takes minutes and there's no impact to your credit score to see your options.
2
Review your options
Compare loan amounts and fixed monthly payments. Choose the term that fits your budget — no prepayment penalties.
3
Start your project
Once you're approved, Dave schedules your siding or shed build. You pay over time while you enjoy the finished work.
4
Stay covered
Certified installation means your LP SmartSide siding qualifies for the full 50-year manufacturer warranty — done right, the first time.
What You Can Finance
For any Urban Xteriors project
High-quality exterior work is an investment in your home. Financing lets you protect and improve your property now, on a schedule that works for you.
LP SmartSide Siding
Replace aging or damaged siding with engineered wood built for Houston's heat and storms — and spread the cost over manageable monthly payments.
Urban Sheds
Finance a custom backyard shed, home office, studio, or workshop built on-site to your exact specs in Houston.
Patios & Decks
Build the outdoor space you've always wanted without putting the whole project on a credit card.
Full Exterior Projects
Combining siding with other work? Finance the complete project under one fixed monthly payment.
Find out what you qualify for today
Common Questions
Financing FAQ
No. Seeing your financing options through HFS Financial does not impact your credit score, so you can review your numbers before deciding anything.
Any Urban Xteriors project — LP SmartSide siding, a custom Urban Shed, patios, decks, or a combined exterior project. If we build it, you can finance it.
No. The loans offered through our partner carry fixed monthly payments with no penalty for paying off your balance early.
Checking your rate takes only a few minutes online. Once you're approved, Dave will work with you to schedule your project.
Financing is provided through HFS Financial, an independent lending partner. Urban Xteriors handles your project; HFS handles the loan.